ASIKO
Guides for the things that actually stall people.
Written for Nigeria, in specifics rather than encouragement. Every guide is a PDF you download once and keep — no subscription, no app, no course to log into.
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Write down what you agreed with your house help — before the month-end argument about ₦20,000 she says was a gift and you say was an advance
In one weekend you will produce a signed, dated agreement for your own household — pay figure, whether feeding and accommodation are inside or outside that figure, duties, hours, rest days, Sallah and Christmas, leave, notice — plus a guarantor and next-of-kin record and a running advances ledger. 120 pages, with the actual clause wording to copy, not a description of what a clause should say. You will also read the chapter that most households discover too late: the one on the day she says she is leaving, and what "notice" means when nothing was ever written.
₦12,000.00 · 120 pages
Before you pay for another centre, read the result sheet the way the examiner wrote it — most second failures are not the failures the parent thinks they are
In one evening you will have a subject-by-subject picture of what actually went wrong — including whether it was a content gap, a timing collapse in the last 40 minutes, or a format problem that has nothing to do with how much your child knows — plus the words for the first conversation with a teenager who has now failed twice and has started going quiet, a resit plan built with him rather than at him, and a checklist that tells you whether the centre you were about to pay is worth a naira. It also names, plainly, which doors a second attempt has actually closed and which are still wide open — that list is shorter than your neighbours have told you.
₦12,000.00 · 102 pages
The next school-fees request lands in about eleven weeks. Decide your figure now, while nobody is asking.
In one sitting (about 90 minutes with the worksheets) you will leave with four things written down: one figure and one duration you can say out loud without flinching, a holding sentence that buys you 48 hours the moment a fresh request arrives so you never decide on the spot again, three middle arrangements that are neither a flat yes nor a flat no, and one fixed date in the year when the money is discussed — so it stops being discussed at 11pm on a Sunday. Includes the exact wording for the sentence most people get wrong: the one that says no to the amount without saying no to the person.
₦12,000.00 · 104 pages
The renewal demand is an opening position, not a bill — here is the dated letter that says so without threatening your tenancy
In one weekend you will know whether valid notice was actually served and what your tenancy status legally is, you will have separated the demand into rent, service charge, agency and legal fees — the line most tenants never ask to see broken down, and the one that most often moves — and you will have written, dated and delivered a counter-proposal carrying a figure, a rationale from comparables and your own payment history, and a response deadline. You will also have costed staying against moving, which is the arithmetic that quietly ends most of these arguments before the law ever comes into it.
₦12,000.00 · 104 pages
The loan officer decides in the first ninety seconds — before you finish explaining how well the business is doing
A 126-page day-by-day system that takes you from "I have nothing on paper" to a real loan file — two daily books started tonight, a dedicated business account opened and used correctly this week, BVN and TIN confirmed, your first one-page monthly profit and loss produced at the end of month one, and a three-to-six-month record trend a Nigerian bank or microfinance officer will actually read across the desk. It also tells you plainly which page of your file the officer looks at first, and why the notebook you already keep is the one thing he will not accept.
₦12,000.00 · 126 pages
Your checklist tells you what to submit. It never tells you which item is already three months behind — and that is the one that decides your submission month.
In one sitting you build a dated, backward-planned sequencing calendar from your own target submission month: the exact week to start your passport, your police character certificate, your NYSC position and your WAEC verification — in the order their waiting times actually demand, not the order the embassy checklist lists them. You finish with a mapped dependency chain (including the one request only your receiving institution can initiate, which is why people wait six weeks for nothing), your authorisation letters signed before anyone asks, a request drafted or sent for every slow item, and a folder that survives a lost original.
₦12,000.00 · 115 pages
The agent quoted you ₦45,000 to file a form that shows the government's own fee on the receipt — here is what that receipt says, and how to read it before you pay
In one evening you will know which of the CAC registration types your bank or client is actually asking for, what the official government charge for it is versus what your agent added on top, and exactly which documents and identity records to have ready before you log in. Within two weeks you can have filed it yourself on the CAC portal — or handed your agent a broken-down quote and paid a fair fee knowingly. And chapter 7 deals with the thing you have not said out loud: what registering now does, and does not, drag behind it from the years you traded unregistered.
₦12,000.00 · 104 pages
Your January plan didn't die from laziness — it died at the 9pm doorway, and this fixes the doorway, not your discipline
In one sitting you'll find the exact week your last two plans broke and why, and leave with tomorrow's three sessions already decided on paper — the commute one, the lunch one, and the one home block — plus a 15-minute floor so the night you get home at 9:40pm with nothing left doesn't turn into another lost month. It makes no promise about your result. It promises a plan that survives a bad Tuesday.
₦12,000.00 · 108 pages
Stop the 7pm homework fight in about 40 minutes — starting tonight, with the same tired child and the same noisy living room
Within one evening you will have a fixed sequence you can run tonight: a 20-minute arrival buffer with an end cue he accepts, a two-minute starter, work chunks sized to a 6–8 year old, and the exact sentences for the four moments the evening usually collapses — including the one at the 40-minute mark where the crying is no longer about the homework at all, and what to say instead of 'just finish it'. In two weeks the fight should be shorter and quieter. It will not promise better grades; children are not machines.
₦12,000.00 · 111 pages
Raise how the house money is split — with sentences that don't turn into "so you don't respect me" in four minutes.
Within one evening of reading, you will have four word-for-word openers — for raising it cold, after you've quietly covered something again, after a specific bill, and as a planned sit-down — a ledger of what you have actually been paying, one structure you can propose out loud, and a way to close the conversation without it turning into whether you respect him. It does not promise he will agree, soften, or change. It gives you your opener, your ask, and your own money decisions.
₦12,000.00 · 109 pages
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